The multi international award winning Viezu brand is synonymous with bespoke, innovative, quality, safe, fully insured, fully guaranteed ECU coding for your engine to provide the greatest economy and performance gains available from around the world
Car Finance and Capable Brokers
The car finance universe can sometimes be confusing. If you’re currently looking into all of your options, it may be intelligent to recruit the assistance of a professional broker. A broker can help you make smart choices, first of all. A broker can give you car finance advice and guidance that’s unparalleled. If you want to approach car loan matters like a wizard, you need to have plenty of information on your side. Brokers can make handling all types of issues easy and convenient. Brokers can simplify car finance concepts for you in a way that you probably never even envisioned.
Brokers are equipped with negotiation skills and abilities that are rather rare. If you want to do whatever it takes to keep your costs low and manageable, this negotiation expertise can be a lifesaver. Brokers can protect you from outrageous terms and rates. People who don’t want to feel vulnerable and easily influenced, as a result, can often get a lot out of working with brokers who know exactly what they’re doing.
Car financing can be quite a stressful process for people. The process can be so stressful that it can actually sometimes make people want to speed everything up. That’s the reason the assistance of a broker can be so precious. A broker can give you the clarity you need during stressful circumstances. A broker can help you step back and assess your individual situation with a clear head. You should never ever make impulsive or quick car finance decisions. Rash decisions tend to end in regret and annoyance.
Brokers are people who essentially focus on car finance day in and day out. These professionals naturally spend more time thinking about car financing than most others. They, because of that, understand Car Finance at Stratton subjects deeply. If you have any questions that pertain to car finance, a good broker will take the time to answer them for you in lots of detail. He or she will take the time to explain things carefully as well.
The assistance of an adept broker can also help get you more respect. People know that brokers know what they’re doing. They also know that it isn’t exactly easy to trick them. If you want to steer clear of any potential hassles, headaches and scams, working with a broker can give you a sense of confidence that’s invaluable. The last thing you want is to feel silly. The last thing you want is for others to take your lack of experience for granted.
Car finance can seem complex to people who are new to it. If you want to maximise convenience and ease, the help of a broker is the perfect solution. You should look for a local broker who possesses a terrific track record. Look for a broker who is known for dependability, honesty and transparency, too.
Why You Should Consider A Novated Lease – The Basics, The Why, The How
There are three legitimate ways to securing a car for personal use: to purchase with cash; to pay installments over time while retaining ownership through financing; and to remit monthly installments while being allowed to drive a car, without having direct ownership, and being required to return it at lease end.
Although many drivers like to own their cars to modify, sell, or trade as they please, leasing features many benefits over purchasing or financing: lessees aren’t responsible for repairs; they don’t have to regularly maintain their vehicles, as such an obligation is that of the lessor; and aren’t stuck with hefty purchase prices.
A novated lease is an improvement over basic leases in many ways. Most simply, a novated lease is one an employer takes responsibility for – although employees are still responsible for paying monthly installments – in turn providing tax benefits, among several others, to both parties involved. We’ll touch over the many benefits to all those involved towards the end of this article.
How can I go about maneuvering a novated lease?
An employer’s motivation for offering a novated lease is to build a stronger working relationship between involved employees and the companies they work for. You can see if your employer offers novated lease programs by asking your manager, or whoever’s responsible for employee compensation.
It could be possible your employer has a novated lease program available for employees, and them not being eligible for the program. You must always, in every circumstance, be signed up for a Stratton Finance novated lease Calculator benefit in order to receive assistance from your employer.
How does a novated lease work, particularly?
Once you’ve assured yourself that you’re eligible for a novated lease assistance program, go finance a vehicle – any vehicle, given it meets your employers’ contract terms. Ask the car yard to have it leased in your own name. Keep in mind that the lease is entirely yours at this point, and your employer is involved in no way.
Approach your employer to set a meeting between yourself, company representatives, and a financier that services payments. Your employer herein agrees to take over financing responsibilities, among other responsibilities you two will agree on, then deduct monthly payments from your pay until lease end.
The benefits of engaging in a novated lease
Employers typically gain stronger working relationships from offering novated leases to workers. Further, they usually don’t cost as much as other benefit packages.
For employees, monthly installments aren’t included in annual tax filings, effectively making your taxes cheaper at year end.
Your vehicle follows you wherever you go, even if you quit working for your current employer. While you’re immediately required to assume regular payments on the leased vehicle, you’ve of zero obligation to your potentially-former employer.
Novated leases don’t show up on company’s financial statements, taking hefty liabilities off their balance sheets.